Adsense Confessions - How To Boost Your Adsense Income
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Adsense Confessions - How To Boost Your Adsense Income
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Read How 9 Average People, Not Gurus, Cracked The Code To AdSense Income Boosting And How You Can Copy Their Money-Making Tactics!
Plus... Discover How You Can Quickly Catapult Your AdSense Earnings By 450% Or More Using A Powerful, No-Fail Marketing Arsenal!
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Free online VPN service
Free online VPN service
There are so many times when we want to browse the internet anonymously. There are a few ways to do it including using a proxy server or a VPN connection. Proxy servers are not all that good in terms of speed and features. By features, I mean that some of the proxy sites disable javascript and some of them don’t allow dynamic content. If we use a proxy server, it’s also very slow and not all that anonymous.
The option left behind is using an online VPN service. Most online VPN services are paid services. So if we want to use an online VPN service, we have to buy it first. But here are 5 services that I have come across and have been using over a period of time. So if you are having troubles in opening any website and your ISP or your country is blocking any site, you can easily use one of these services to access the blocked content without anyone knowing about it.
http://alonweb.com/
AlonWeb uses the OpenVPN software which is malware free. So it’s pretty safe to use AlonWeb VPN service. Just download the OpenVPN client software below and then download the Alonweb certificate and configuration file.
Copy the configuration file in the config folder in OpenVPN installation directory.
Now register for a new user account on AlonWeb VPN service.
Connect through OpenVPN using the username and password which you just registered.
UltraVPN
UltraVPN is similar to AlonWeb. It is also based on OpenVPN service. It is also very easy to use. Just download the UltraVPN client from below and register for UltraVPN service here. Right click the UltraVPN icon placed in the status bar and select connect.
JAP
JAP is the VPN service I mostly use now. JAP is a german service so the IPs assigned to the JAP user will be Germany based. JAP software can be downloaded below. It doesn’t require any username or password. Just install the software, run it and enjoy anonymous connectivity to the internet.
HotSpot
HotSpot has long been the best and the only VPN service that was very popular and was easy to use. But now I have abondoned it because of its advertisements that come on while we are browsing the internet. Anyways if you want to use HotSpot online VPN service, you can download it below:
PacketiX.NET
PacketiX.NET is the latest of my finds and works pretty well. But the problem is that it is a commercial software but the trial version is available. So it can be used freely without purchasing it. Just download theVPN connection manager from below and install it and make a new VPN connection in the connection manager and surf the web through PacketiX.NET VPN service.
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Life Insurance Settlement
"How a viatical Life Insurance Settlement can help you?"
When we think of life insurance, often we think of pushy salespeople,
hidden small print and red tape. But the true benefits behind life
insurance are far reaching.
According to Wikipedia a Life Insurance Settlement is: "A life
settlement is a financial transaction in which a policy owner
possessing an unneeded or unwanted life insurance policy sells the
policy to a third party for more than the cash value offered by the
life insurance company." There are many more facets to life insurance
settlements that you may not have considered. While the traditional
payment at the time of death can be very useful, there are times when
an early settlement is even more practical.
Terminal or long term illness can become financially draining. The cost
of medications, hospitals, and doctors can become overwhelming -
particularly if you do not have a comprehensive medical aid scheme. And
then there are all those little extras to help you to be more
comfortable during this time. While you might want to leave some money
in the case of your death, by cashing out on your life insurance
settlement, you can afford all the things that will make this time more
comfortable.
So what is a viatical life insurance settlement?
According to the American Heritage Dictionary, a Viatical settlement is
"Of or relating to a contractual arrangement in which a business buys
life insurance policies from terminally ill patients for a percentage
of the face value". Viatical life insurance settlements are great for
consumers because it means you bypass the insurance company, which
would take a hefty fee for early cash out.
Viatical life insurance settlements have become popular all over the
world. This is when elderly or terminally ill patients can cash out
their life insurance settlements to pay medical or living expenses.
Viatical settlements mean someone else is purchasing your life
insurance, or part of it, giving you the cash to meet your immediate
needs. You will also save on the monthly payments, as the new policy
holder takes these over. How many ways can you spend that money?
At Quote me a Price, we are flexible about how you use your life
insurance settlement. If you need to cash out to use your life
insurance for unforeseen expenses we can help, you find the best deal
through our comprehensive referral system. We want you to get the
maximum cash benefits. Our financial partners will buy your life
insurance payments and give you cash. There's no risk for you, just
cash when you need it most.
Visit our website at http://www.quotemeaprice.com/index.html and let us
give you a quote. Why spend your remaining time scrimping and
struggling to get by when you can have a sizeable Life Insurance
Settlement paid out now?
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Secured Business Credit Cards
Secured Business Credit Cards
Business credit cards are available from a wide variety of sources - and with a wide range of terms and conditions. Some are secured on assets of one kind or another and some are available on an unsecured basis. As with all forms of finance, you need to know and understand the exact conditions under which the credit is being made available. One thing to look out for is early repayment penalties. Even if you do have the means to repay the credit early it could cost you extra in terms of a fee or penalty interest.
Secured business credit cards are credit cards that are backed up by a piece of collateral or multiple pieces of collateral, such as the business itself, or an asset or many assets owned by the business or proprietor. This means that if the cardholder defaults on the credit card, action can be taken by the credit card company wherein the asset or assets are seized. This means the business or proprietor can lose something (or everything) that is valuable to him or her. Therefore, it is wise to make sure you can pay your credit card debts before applying for a secured business credit card.
The positive side of a business credit card is low rates. The rates on these cards are low for two reasons. Number one, the card is for a business. Number two, the credit card company profits on the seizing of assets of those who do not or cannot pay off a credit card bill.
Business Credit Cards provides detailed information on Business Credit Cards, New Business Credit Cards, Secured Business Credit Cards, Bad Credit Business Credit Cards and more. Business Credit Cards is affiliated with Small Business Credit Cards.
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Ppc management & monitoring tools
Ppc management & monitoring tools
Pay Per Click management tools are a necessary adjunct to any PPC campaign. Not only can they make your job easier by automating many of the processes you need to manage or monitor to ensure your PPC dollars are being spent wisely, but they have the added benefit of being products independent of the PPC search engines you already are partnered with and thus provide unbiased answers to your management questions.
With this in mind, Pay Per Click Universe provides reviews of PPC management, ROI tracking, and research tools to better help you ensure your marketing dollars are being spent wisely and well.
Tool/Service Name: Tool/Service Type:
Atlas OnePoint PPC Management
Dynamic Bid Maximizer Advance / Overture PPC Management
Conversion Ruler PPC ROI Tracking
ClickTracks PPC ROI Tracking
WordTracker PPC Research Tools
Who's Clicking Who Click Fraud Monitoring
Pay Per Click Galaxy PPC Research Tools
Google AdWords Report PPC Management
KeywordMax PPC ROI Tracking
BidRank PPC Management
Clicklab Click Fraud Monitoring
PPCBidTracker PPC Management
AdWatcher Click Fraud Monitoring
IndexTools PPC Management
PPCTrax Click Fraud Monitoring
AdWords CTR Validity Tool PPC Statistical Analysis
ClickDetective Click Fraud Monitoring
Clickrisk Click Fraud Monitoring
AdSupervision PPC Management
Click Defense Click Fraud Monitoring
KeywordSpy PPC Research Tools
Click Sentinel Click Fraud Monitoring
HitBox Click Fraud Monitoring
LiveSTATS.NET PPC Management
ThinkMetrics PPC ROI Tracking
AWStats PPC Statistical Analysis
PPC Accelerator PPC Research Tools
AdWords Dominator PPC Management
MetaTraffic PPC Statistical Analysis
VisitorVille Website Analytics (General)
Opentracker Website Analytics (General)
ClickForensics Click Fraud Monitoring
Keyword Discovery PPC Research Tools
SpyFu PPC Research Tools
Clusty PPC Research Tools
MyKeywordFinder PPC Research Tools
SEMphonic CampaignTracker PPC Statistical Analysis
AdComparator Website Analytics (General)
PPCLocalizer PPC Research Tools
VisualCalc AdWords Dashboard PPC Statistical Analysis
Google Website Optimizer Website Analytics (General)
OneStat PPC Statistical Analysis
iWebTrack Website Analytics (General)
Bango Website Analytics (General)
Crazy Egg Website Analytics (General)
Adapt SEM PPC Management
SpeedPPC PPC Management
Pagealizer Website Analytics (General)
ClickDensity Website Analytics (General)
HitsLink Website Analytics (General)
Website Grader PPC Research Tools
Google Traffic Estimator PPC Research Tools
Woopra Website Analytics (General)
Google Trends PPC Research Tools
ClickSweeper PPC Management
ClearMark Click Fraud Monitoring
Google Search-Based Keyword Tool PPC Research Tools
Microsoft Ad Intelligence Add-In For Excel (Beta) PPC Research Tools
Google Sets PPC Research Tools
PPC BidMax PPC Management
Clicky Web Analytics Website Analytics (General)
Quintura PPC Research Tools
Pay Per Click (PPC) ROI Calculator PPC ROI Tracking
JUMBO Keyword PPC Management
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Joomla templates & Extensions
Joomla templates & Extensions
collection of Joomla Templates & Extensions
Download :
JA Labra Joomla Template
http://rapidshare.com/files/22130360...1.0_j1.5.4.zip
Admin Praise II Joomla admin template
[url]http://rapidshare.com/files/218375418/15-AdminPraise2_FreeShareAll.Com.rar
Back To Nature Joomla template
http://rapidshare.com/files/21837541...-to-nature.zip
Fresh Business Joomla template
http://rapidshare.com/files/21837375...sness1-5-1.zip
Island II Joomla template
http://rapidshare.com/files/218375414/islanda-2.zip
Jobs Plazza Joomla template
http://rapidshare.com/files/22091969...obs-Plazza.rar
ColdStone Joomla Template
http://rapidshare.com/files/22520357..._Joomla1.5.rar
Zargoza News Joomla Template
http://rapidshare.com/files/21837479...a-news-1.0.zip
Daily News Joomla Template
http://rapidshare.com/files/218375413/daily-news.zip
Real estate Joomla Template
http://rapidshare.com/files/218375416/real-estate.zip
Mynxx Joomla Template
http://rapidshare.com/files/21875223...x-April-09.rar
Turn Out Magazine Joomla Template
http://rapidshare.com/files/218507550/turnoutmag.rar
It Headline Joomla template
http://rapidshare.com/files/221308787/it-headLine.rar
Englan Football Fanzone Joomla Template
http://rapidshare.com/files/21837541...ll-fanzone.zip
JA Ruby Joomla Template
http://rapidshare.com/files/22090283..._j1.5.v1.0.zip
Shopper Frenzy Joomla template
http://rapidshare.com/files/22245523...April_2009.rar
Meridian Joomla template
http://rapidshare.com/files/22523415...n-March-09.rar
JA Tube Joomla Template
http://rapidshare.com/files/22521986...e-Template.rar
Island Joomla template
http://rapidshare.com/files/218375412/islanda.zip
Yoo Gallery Joomla Extension / Module
http://rapidshare.com/files/22090987...lery_1.5.4.rar
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How To Generate *Valid* Credit Card Numbers
How To Generate *Valid* Credit Card Numbers
What do the credit card numbers mean and how are they generated? I need to start with a disclaimer: Do not use any credit card numbers, except your own, to buy things off internet. It’s wrong and it’s illegal. The purpose of this post is *not* to create fraudulent workable card numbers. It is to explain the math and the science behind those numbers that most of us see day in and day out; and hence this post should be viewed from a purely academic perspective.
Typical credit card anatomy
Before we understand how credit card numbers are generated, here is a brief explanation of what a typical credit card number means.
* Out of the 16 numbers on a typical credit card, the set of first 6 digits is known as the issuer identifier number (read this for details), and the last digit is known as the “check digit” which is generated in such a way as to satisfy a certain condition (the Luhn or Mod 10 check). “Luhn check” is explained later in this post. The term sounds intimidating, but it’s really a very simple (and elegant) concept.
* Taking away the 6 identifier digits and 1 check digit leaves us with 9 digits in the middle that form the “account number”.
* Now, there are 10 possible numbers (from 0 to 9) that can be arranged in these 9 places. This gives rise to 109 combinations, that is, 1 billion possible account numbers (per issuer identifier).
* With each account number, there is always an unique check digit associated (for a given issuer identifier and an account number, there cannot be more than one correct check digit)
* Amex issues credit cards with15 digits. The account numbers in this case are 8 digit long.
What is the “Luhn” or “Mod 10″ check?
In 1954, Hans Luhn of IBM proposed an algorithm to be used as a validity criterion for a given set of numbers. Almost all credit card numbers are generated following this validity criterion…also called as the Luhn check or the Mod 10 check. It goes without saying that the Luhn check is also used to verify a given existing card number. If a credit card number does not satisfy this check, it is not a valid number. For a 16 digit credit card number, the Luhn check can be described as follows:
1. Starting with the check digit, double the value of every second digit (never double the check digit). For example, in a 16 digit credit card number, double the 15th, 13th, 11th, 9th…digits (digits in odd places). In all, you will need to double eight digits.
2. If doubling of a number results in a two digit number, add up the digits to get a single digit number. This will result in eight single digit numbers.
3. Now, replace the digits in the odd places (in the original credit card number) with these new single digit numbers to get a new 16 digit number.
4. Add up all the digits in this new number. If the final total is perfectly divisible by 10, then the credit card number is valid (Luhn check is satisfied), else it is invalid.
When credit card numbers are generated, the same steps are followed with one minor change. First, the issuer identifier and account numbers are assigned (issuer numbers are fixed for a given financial institution, whereas the account numbers are randomly allocated - I think). Then, the check digit is assumed to be some variable, say X. After this, the above steps are followed, and during the last step, X is chosen in such a way that it satisfies the Luhn check.
This part is a bit confusing and takes some time to understand. However, don’t get stuck here…continue reading through the examples below and you will figure out what this is all about.
Credit card numbers valid or invalid?
Have you ever wondered if those numbers on the fake plastic or cardboard credit cards that come with the “preapproved” offers are real or imaginary? If they are not valid, how do you know it?…Just apply the Luhn check and all the those fake credit cards will invariably fail.Here is an example of a VISA credit card (look at the expiry date - 01/09 ..it’s still valid
Note that the credit card number starts with “4″…so it is indeed a VISA issued credit card (VISA cards start with “4″ and MasterCard/Maestro cards start with “5″). Now, let us apply the Luhn algorithm to this card. To make it easier on you guys, I have created a schematic of the steps towards the Luhn check (below) for this card number 4552 7204 1234 5678:
In this case, when we sum up the total, it comes to 61 which is not perfectly divisible by 10, and hence this credit card number is invalid.
If such a credit card number is ever generated, the value of the check digit would be adjusted in such a way as to satisfy the Luhn condition. In this case, the only value of the check digit, that will create a valid credit card number, is 7. Choosing 7 as the check digit will bring the total to 60 (which is perfectly divisible by 10) and the Luhn condition will be satisfied. So the valid credit card number will be 4552 7204 1234 5677.
Let’s try another example, this time with a MasterCard.
Again, performing the Luhn check on this credit card number, we have:
The total comes to 65 which is not perfectly divisible by 10. Hence this credit card number is invalid.
In this case, a valid credit card number will result only if the check digit is 8. This will bring the total to 70 which is perfectly divisible by 10. So the valid credit card number will be 5490 1234 5678 9128.
Closing remarks
If I still have your attention, here are some additional thoughts. In the context of this post, by the term “valid”, I mean “mathematically valid”. A mathematically valid credit card does not mean a “working” credit card. The Luhn formula validates only the credit card number; it does not validate the expiry date and/or card security code (CVV, CVC). Plus, as discussed before, the 9 digit account number will yield 1 billion combinations; so the chances of getting a working credit card number are very remote. It should also be noted that, this validation is usually employed at the transaction end; which means that numbers that do not satisfy the Luhn check are not forwarded to the card issuer and the transaction is terminated. If you have a fake credit card which satisfies the Luhn check, it will go through at the transaction end, but the card issuer will most likely catch the mischief. So don’t go about trying to use these numbers to buy stuff.
Just to be clear on this, I don’t expect comments like these (check out the source of this comment):
hey. im hearing good things about your site! i need some money to jump start my poker career. Probably about 40-100$ would do. i dont have a credit card to use and it pisses me off because i know i could beat the majority of the people online. please help
If you intend to post such comments, at least be extremely funny.
So you think you can separate out valid and invalid account numbers now? Here are a couple of trial numbers for you:
5491 9469 1544 4923 - Valid or invalid? If invalid, what should have been the correct check digit to make it valid?
4539 9920 4349 1562 - Valid or invalid? If invalid, what should have been the correct check digit to make it valid?
Sudoku fans will quickly figure out multiple valid combinations of the above numbers. If you don’t want to do the math, here are some ready made valid (”test”) credit card numbers from Paypal.By the way, the Luhn check is also valid for debit card numbers.I am still in the learning phase with this topic and trying to further understand how people use (or misuse (?)) such information. If you have some insight in this matter, please feel free to share it with us.If you liked what you read above, go ahead and subscribe to this blog to get more updates. It’s easy - just click on one of the buttons below and get the feed.
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